At Aspirion Wealth, we offer personalised financial advice delivered in plain English with a focus on what is really important to you.

Is your money better off in cash now?

It is important to retain cash in the bank for day-to-day and rainy-day needs, but the best potential over the longer term comes from your investment portfolio, not deposits.

While the change to the interest environment since 2021 may seem to make cash deposits more attractive, we should remember the impact of inflation on these returns. If rates go down longer term, so will your returns from your cash on deposit. Likewise, these now higher rates should not distract us from the longer-term benefits of a well diversified portfolio, which offer far superior returns over the medium to long term.

Is your money better off in cash now? Click below to find out why this isn't necessarily the case...

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