At Aspirion Wealth, our Estate & Long-Term Care Planning services are dedicated to helping you safeguard your wealth, protect your assets, and plan for the future of your estate. As wealth accumulation becomes a priority, efficiently managing this wealth for both personal benefit and the prosperity of your family becomes paramount.
Inheritance Tax Planning
Inheritance Tax planning is no longer a concern limited to the wealthy; it has become a growing worry for many individuals, particularly homeowners benefiting from the appreciation of property values over time. We provide expert advice on understanding your Inheritance Tax position and managing any implications before it's too late. Our tailored solutions consider your goals, preferences in maintaining control, and desired objectives for the future.
Long-Term Care Planning
As the possibility of requiring long-term care becomes a reality for many, proactive planning is essential to ensure financial preparedness. We offer guidance on long-term care funding strategies, helping you navigate this complex landscape and make informed decisions to protect your financial well-being and future security.
Personalised Solutions for Your Legacy
With a focus on personalised solutions and meticulous estate planning, Aspirion Wealth is committed to assisting you in crafting a solid financial foundation that sustains and enriches your legacy for generations to come. Explore our Estate & Long-Term Care Planning services and take the first step towards securing your financial future.
We are dedicated to guiding you through the complexities of estate planning and long-term care, ensuring that your financial well-being and family's future are secured.
Our estate planning services are tailored to meet your specific needs and goals. We assist in creating strategies to minimise Inheritance Tax, protect your assets, and ensure your legacy is secure. Whether through gifting, setting up trusts, or using specific investment vehicles that are more Inheritance Tax efficient, we offer personalised guidance to help you navigate this crucial aspect of financial planning.
Planning for long-term care is essential in safeguarding your financial security and well-being. We provide advice on funding options for long-term care, including considerations for nursing home costs, home care services, and potential health care needs. By developing a customised long-term care plan, we help you prepare for any future care requirements with confidence and peace of mind.
Preserving the value of your wealth and ensuring its continuity for your beneficiaries is vital when estate planning. We help protect your assets and ensure your loved ones can inherit your assets with minimal fuss and cost. By implementing wealth preservation and protection strategies, we aim to safeguard the hard-earned wealth you've built up over your lifetime and provide a secure foundation for your loved ones.
We are committed to providing the expertise and guidance you need to navigate these critical aspects of financial planning and secure a prosperous future for you and your loved ones, both during your lifetime and beyond.
‘Getting to know you’ always starts with an initial complimentary meeting.
This gives us the opportunity to understand your needs and also gives you the opportunity to understand the services we are able to offer and how we may be able to help.
‘Where are you now’ is our opportunity to analyse your current position.
This involves gathering any information about your current position and carrying out audits of any existing plans that you have which may go towards meeting your financial goals. It then involves us reporting back to you on these plans and making you aware of additional information on these which you may not have been aware of. For example, guarantees held or product costs that may not be immediately obvious to you on your regular statements. We will also carry out an assessment of your attitude to risk and capacity for loss at this stage.
‘What should you do’ is where we provide a recommendation which we feel is most appropriate for you.
We use the information gathered from the previous two steps to provide advice as to the most suitable solution considering your attitude towards risk, your goals and objectives, and your current circumstances.
We will then implement any agreed recommendations on your behalf and liaise with the product providers in order to put this in place.
Estate Planning involves creating a comprehensive strategy to manage and distribute assets during life and after death. It's crucial for individuals and families to have a strategy in place to ensure their wishes are carried out, tax liabilities are minimised, and loved ones are provided for.
Long-Term Care Planning involves preparing for potential healthcare and assistance needs in the later stages of life. Aspirion Wealth provides support in evaluating long-term care options and funding strategies to safeguard assets and ensure continued quality of life in retirement.
Estate Planning plays a vital role in retirement planning and wealth preservation by establishing a clear roadmap for the distribution of assets, minimising tax implications, and providing for family members, loved ones, and charitable causes.
Aspirion Wealth offers ongoing support in reviewing and updating Estate and Long-Term Care Plans to adapt to changes in clients' financial situations, family dynamics, and healthcare needs.
Aspirion Wealth Ltd is an appointed representative of Lyncombe Consultants Limited, which is authorised and regulated by the Financial Conduct Authority.
Aspirion Wealth Ltd is entered on the Financial Services Register (https://register.fca.org.uk) under FCA reference 988102 and is registered in England and Wales under company number 10538338. Registered Office: Clamarpen, 17 Napier Court, Gander Lane, Barlborough, Chesterfield, Derbyshire, United Kingdom, S43 4PZ.
The information contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to resolve individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.
