As experienced financial advisers, we understand the significance of preparing for your future and maximising the potential of your pension investments. Our personalised approach ensures your pension strategy aligns with your unique goals and financial aspirations. From optimising your pension contributions to navigating complex retirement options, we’re here to guide you every step of the way. Let us help you turn your retirement dreams into reality.
Our experienced advisers are dedicated to providing comprehensive pension planning solutions that are tailored to your individual needs and long-term objectives.
We understand that everyone's goals are different, which is why our approach to pension planning is highly personalised. We work closely with you to understand your retirement aspirations, lifestyle preferences, and anticipated financial needs. By considering factors like your desired retirement age, income requirements, and future plans, we tailor a bespoke pension strategy just for you. Whether you're looking to maximise contributions, optimise tax efficiency, or explore retirement income options, we're committed to developing a strategy that supports your vision of a fulfilling retirement.
As retirement approaches, it's crucial to consider the various income options available. Our Pension Planning services include a detailed exploration of retirement income solutions like annuities, drawdown plans, and other investment vehicles. We help you assess the advantages and potential risks of each option, empowering you to make informed choices that align with your lifestyle and financial goals. Whether you prioritise a steady income stream, flexibility in accessing your funds, or a combination of both, we'll guide you through the retirement income landscape with confidence.
Optimising your pension contributions and leveraging tax advantages are key elements of effective pension planning. We're committed to helping you make the most of your pension potential by exploring opportunities for tax-efficient contributions and investment strategies. Whether you're self-employed, a high earner, or looking to consolidate multiple pension pots, we offer tailored advice and solutions to help you maximise your pension.
Our Pension Planning services are crafted to offer you expert guidance, personalised strategies, and comprehensive solutions that align with your retirement aspirations. Let us be your trusted partner in navigating the complexities of pension planning, ensuring you achieve the financial security and peace of mind you deserve.
‘Getting to know you’ always starts with an initial complimentary meeting.
This gives us the opportunity to understand your needs and also gives you the opportunity to understand the services we are able to offer and how we may be able to help.
This involves gathering any information about your current position and carrying out audits of any existing plans that you have which may go towards meeting your financial goals. It then involves us reporting back to you on these plans and making you aware of additional information on these which you may not have been aware of. For example, guarantees held or product costs that may not be immediately obvious to you on your regular statements. We will also carry out an assessment of your attitude to risk and capacity for loss at this stage.
We use the information gathered from the previous two steps to provide advice as to the most suitable solution considering your attitude towards risk, your goals and objectives, and your current circumstances. We will also consider your tax position and recommend a solution that we believe to be the most tax-efficient whilst meeting your needs.
This advice will be presented in the form of a Suitability Report which will detail our recommendation along with the reasons for this recommendation, and may also include cash flow modeling to assess how this recommendation may meet your future financial needs and what impact potential key events may have on your plans.
We will then implement any agreed recommendations on your behalf and liaise with the product providers in order to put this in place.
Aspirion Wealth assists clients in achieving their retirement goals through personalised pension planning and tailored investment solutions. We work closely with clients to assess their financial situation, retirement objectives, and risk tolerance to design retirement plans that align with their long-term goals. We then use cash-flow modelling to determine what they may need to do now in order to meet these goals and how potential key events in the future may impact these.
Aspirion Wealth are dedicated to providing advice in ‘plain language’ and assisting clients in understanding the complexities of pension planning. This helps them make more informed decisions for their future retirement, and transition from work into retirement with confidence.
Saving for a pension is hard but retiring without one is even harder!
Aspirion Wealth differentiates itself through personalised retirement guidance, ongoing support, and transparent communication. Retirement and Pension Planning is something that we all need to consider but is often misunderstood or overlooked due to the complexity of this area of financial planning. We work hard to ensure our clients are guided through this process and empowered to gain a better understanding giving them much more confidence both prior to and during retirement.
Aspirion Wealth Ltd is an appointed representative of Lyncombe Consultants Limited, which is authorised and regulated by the Financial Conduct Authority.
Aspirion Wealth Ltd is entered on the Financial Services Register (https://register.fca.org.uk) under FCA reference 988102 and is registered in England and Wales under company number 10538338. Registered Office: Clamarpen, 17 Napier Court, Gander Lane, Barlborough, Chesterfield, Derbyshire, United Kingdom, S43 4PZ.
The information contained within this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to resolve individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.
